After some lengthy reading I did this with success.
Downloaded a fresh version of Word Press ( http://wordpress.org/download/ ).
Un-zipped the file.
Deleted “wp-admin” and “wp-includes” folders.
Then deleted “all” other files in my root folder except for “wp-config.php” and the “wp-content” folder.
I was then able to log in using my previous credentials (user and password).
I was prompted to update the mySql database.
Then all was good in my world once again.
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